Compliance Statement
LeadStream Hub is committed to ethical, transparent, and consent-based lead generation practices across all supported insurance markets, including Medicare, Final Expense, T-65, and ACA.
We operate strictly as a lead generation and demand-routing platform. LeadStream Hub is not an insurance agency, insurance carrier, or compliance authority.
Consent-Based Sourcing
All leads and live transfers delivered through LeadStream Hub are generated using compliant, permission-based methods, including:
- Voluntary consumer submissions
- Clear and conspicuous opt-in language
- Brand-specific marketing campaigns
- Timestamp and IP address capture where applicable
We do not use scraped data, purchased aged lists, or shared third-party databases.
Regulatory Responsibility
LeadStream Hub does not provide legal advice or guidance related to CMS, TCPA, carrier compliance, or state insurance regulations.
By using our services, you acknowledge and agree that:
- You are solely responsible for your compliance with:
- CMS regulations
- TCPA requirements
- State insurance laws
- Carrier guidelines
- You will review, approve, and manage all scripts, disclosures, and sales practices used by your agents or organization
No Guarantees
While LeadStream Hub delivers high-intent traffic, exclusive lead options, and controlled delivery systems, we do not guarantee:
- Policy approvals
- Sales or conversion outcomes
- Commission amounts
- Specific close rates
Performance results depend on factors such as agent licensing, sales skills, follow-up processes, market conditions, and carrier underwriting.
Reporting & Transparency
LeadStream Hub maintains internal tracking and delivery records to support operational transparency.
Where applicable, clients may receive reporting related to:
Campaign performance metrics
Lead or transfer volume
Delivery timing